Public offering of Bigbank subordinated bonds

Annual interest rate: 6.5%
Subscription period: 10 June 2025 – 19 June 2025

Advantages Reasons to invest in Bigbank

  • Fast-growing, fully digital bank

  • 100% Estonian-owned, operating in 9 countries across Europe

  • Lean cost base and efficient operations

CONDITIONS Subordinated bond offering details

Bond conditions
Bond name
EUR 6.5 BIGBANK SUBORDINATED BOND 25-2035
Subscription period
From 10:00 (Tallinn time) on 10 June 2025 until 15:30 (Tallinn time) on 19 June 2025
Offering jurisdictions
Estonia, Latvia, Lithuania
Listing
Nasdaq Tallinn Stock Exchange
ISIN code
EE0000001501
Nominal amount
EUR 1,000
Issue volume
EUR 3,000,000, which may be increased by Bigbank to up to EUR 8,000,000 prior to the Issue Date
Issue date and interest commencement date
27 June 2025
Maturity date
27 June 2035
Annual interest rate (fixed)
6.5% per annum (30/360)
Interest payment frequency
15 September, 15 December, 15 March and 15 June, with the first interest payment to be made on 15 September 2025
Prospectus
Prospectus summary
Final terms
Terms and conditions
Frequently asked questions
This communication is an advertisement within the meaning of the Prospectus Regulation (EU) 2017/1129 and is not intended for distribution in the United States or any other jurisdiction where such distribution would be unlawful. Prior to making any investment decision, investors should carefully read the Prospectus approved by the Estonian Financial Supervision Authority (the “EFSA”), including the Prospectus Summary, the Terms and Conditions, and the Final Terms of the bonds, in order to fully understand the potential risks and rewards associated with investing in the unsecured subordinated bonds of Bigbank AS (the “Issuer”). Investors are also advised to consult with an expert, if needed. The bonds are being publicly offered only in Estonia, Latvia, and Lithuania. The Prospectus, together with its supplements, is available on the websites of the Issuer at investor.bigbank.eu and the EFSA at www.fi.ee. The approval of the Prospectus by the EFSA should not be considered an endorsement of the bonds.
Schedule
10/06/2025
Start of the subscription period
20/06/2025
Announcement of results
30/06/2025
Trading begins
 
 
 
 
 
 
19/06/2025
End of the subscription period
27/06/2025
Settlement date
27/06/2035
Redemption date
 
10/06/2025
Start of the subscription period
 
19/06/2025
End of the subscription period
 
20/06/2025
Announcement of results
 
27/06/2025
Settlement date
 
30/06/2025
Trading begins
 
27/06/2035
Redemption date

For Estonian tax-resident individuals Application for postponement of tax payments

I have read Bigbank AS Customer Data processing principles and understand the processing of my personal data in accordance with those principles. Please inform us of any changes to your contact information via [email protected].

Bank’s key figures

Bank’s key figures

Explore the Bigbank Group’s financial performance over recent years through interactive graphs that highlight our growth trajectory and financial strength.

€2,778m

Total assets

 
2017-2024

€270m

Equity

€2,197m

Loan portfolio

 
2017-2024

~167k

Number of customers

€2,393m

Deposits

 
2017-2024

560

Employees

Financial reports

Bigbank publishes consolidated quarterly interim reports and annual reports in accordance with the financial calendar available on the Announcements subpage of this website.

PUBLIC INTERIM REPORTS

FAQ Answers to common questions about the public offering

Need help?

Email us at:
[email protected]