Subordinated bonds

TERMS AND CONDITIONS Subordinated bond overview

The table presents information on the AT1 subordinated bonds issued in September 2025
Bond conditions
Bond name	EUR 9.00 BIGBANK SUBORDINATED BOND 25-XXXX
ISIN	EE0000002434
Nominal value	EUR 10,000
Issue volume	EUR 2,540,000
Issue date and interest commencement date	12 September 2025
Maturity date	Perpetual, without final maturity date
Interest	9% per annum fixed rate
Interest payment frequency	Quarterly, first payment on 15 December 2025
Redemption/ payment Basis	Redemption at par
Final terms	Final Terms
Terms and conditions	Terms and Conditions
Risk factors description	Risk Factors Description

For Estonian tax resident individuals Application for postponing tax payments

* Name and Surname

* Personal identification code

Investment account type

* Baltic bonds account no

* Investment account no

* E-mail

I hereby confirm that the bonds of Bigbank AS have been acquired to the investment account that I will declare to the Tax and Customs Board as an investment account, or to the pension investment account. Using the investment account system, I wish to postpone the payment of income tax on interest received on the aforementioned investment account. Under the pension investment account system, I understand that income tax is not charged on interest received on bonds acquired using funds in the pension investment account. I certify that the information provided in this application is accurate.

I have read Bigbank AS Customer Data processing principles and understand the processing of my personal data in accordance with those principles. Please inform us of any changes to your contact information via [email protected].

Investor webinars

Join our investor webinars for an in-depth look at Bigbank AS's previous subordinated bonds offerings through video presentations.

TIER 2 (09.10.2024): Investor webinar
TIER 2 (15.05.2024): Investor webinar